Award-winning solution for climate-smart outgrowing
Tools for Outgrower Produce Buyers
F3 Life provides a simple, efficient and cost-effective produce and tools for outgrower produce buyers to include requirements for sustainable or climate-smart agricultural requirements in their smallholder produce purchase agreements, explained in the 4-step process below.
We further make farm level visual evidence relevant to climate risk and environmental risk available to the produce buyer to inform ongoing producce sourcing and outgrower management decisions.
The outgrower includes requirements for sustainable farming measures into produce offtake agreements with contracted smallholder farmers.
Alongside the production contract, the farmer adopts required sustainable farming practices
Our monitoring and remote-sensing system is used to verify that a farmer complies with the terms of their agreeement for sustainable farming practices.
Produce buyers use this information about farmer sustainability to inform further offtake agreements, set produce purchase prices and to report to their stakeholders on their climate and environmental impact.
F3 Life Outgrower Tools
We help organisations which source produce from smallholder outgrowers to improve the sustainability and climate-resilience of their smallholder supply chain. We do this by providing the following:
Investment Design Tools
Land Management Requirements
We provide off-the-peg climate-smart and sustainable land-management designs which specify the land-management measures that your outgrowers should implement in order to increase their climate resilience
To demonstrate the benefits of our system, we provide: (1) businss financial projections, (2) farmer financial projections, and (3) environmental cost benefit analysis, associated with use of our tools. We use these tools to build the case for investment in your business
Environmental Project Milestones
Our system helps farmers implement a step-by-step process for land-managment improvement. We set these pragmatically in a specific, measurable, attainable, realistic and time-bound fashion to facilitate reporting against credible defined milestones
Deal Documentation Tools
Term Sheets for Investors
Frequently produce buyers will use our tools in order to unlock climate and environmental finance to meet their working capital requirements.
We provide precedent term sheets which identify the financial and environmental terms of loans, using established environmental metrics
Climate-Smart Loan Agreement Provisions
We provide precedent climate-smart loan provisions for both agreements with providers of working capital for the produce buyer and for inclusion in your produce purchase agreements with outgrowers. You can use these in your existing agreement templates
Contractor Terms of Reference
Climate-smart outgrower deals can require (1) external advice on the inclusion of sustainable land-management agreements in loan terms and, (2) provision of advice to farmers on implementing these measures. We provide the terms of reference or job descriptions for these service providers as part of the package
Impact Reporting Tools
Land Mapping ToolsWe provide simple and cost-effective tools for the mapping of land subject to improved land-management requirements. Mapping or locating this land is necessary for the monitoring and reporting of impact.
Climate-Smart Rating System
Our system ensures that produce buyers have a view into the sustainability and climate resilience of their contract farmers, enhancing management and purchase decisions.
Impact Verification & Climate and Environmental Reporting Tools
Businesses must evidence their impact in a verifable and auditable way. Our verification and monitoring systems creates an evidence trail of your environmental impact for use by your investors and other important stakeholders.
Training MaterialsUnderpinning the use of all these tools, we provide an online training system for back and front office staff to develop and implement climate-smart lending projects.
Why use F3 Life Systems?
Reduced exposure to climate-change related supply risk
Improved outgrower productivity and income
Demonstrate and verify improved sustainabilty in your supply chains
Engage with new sources of invesment for your business
Credit Product Design ToolsLevel 1
- Land-management requirements
- Financial analysis
- Outgrower financial analysis
- Farmer cost-benefit analysis
- Environmental cost-benefit analysis
- Environmental milestones
Deal Documentation ToolsLevel 2
- Term sheets for investors
- Climate-smart provisions for investment agreement agreements
- Climate-smart provisions for produce purcase agreements
- Terms of reference for contractors
Mapping & Reporting ToolsLevel 3
- PAYG = Pay-as-you-grow, designed to cost-effectivecly fit your project size
- Land mapping tools
- Environmental activity verification tools
- Impact monitoring tools
- Climate risk and impact reporting tools